For over thirty amazing years, I have been part of the Bay Area’s residential and investment real estate community. Always growing, always learning, I find that each loan and each person has unique qualities and requirements that keep my career both rewarding and challenging.
My mortgage career began in 2001. After learning the business at the largest mortgage brokerage in Northern California, I founded America’s Mortgage Source, Inc. in the Napa Valley in late 2003. Being the owner and broker with multiple loan officers and processing staff under me, I excelled at most aspects of the mortgage business including loan origination, underwriting, doc drawing, funding, closing, delivery and secondary market functions. As the mortgage market consolidated these past few years, I decided to join C2 Financial Corp due to their excellent reputation and very competitive rates, key advantages in today’s marketplace.
To understand my priorities, let me share a few things with you.
To provide excellent service an agent must be well educated and dedicated to meeting his customer’s needs: I have a Bachelor of Arts degree in applied math and industrial engineering from the University of California, Berkeley and I love the use of technology in my business. This includes social media; secure online document delivery and management, electronic signings, and real-time loan status updates so you always know what is going on with your loan.
Never a believer in “Banker’s Hours”, I always try to make myself available for my clients when it is convenient for them, so evening and weekend access is one of the many things that sets me apart from my competition. I also believe giving back is essential, and I give back to the communities where I originate.
I am passionate and enthusiastic about the work I do and take a holistic long-term approach to my client’s needs as opposed to only the transaction at hand. I am very grateful for the many friends I’ve made through my work.
In addition to my experience serving my client’s residential and real estate investment needs, I personally invest in and have developed residential and commercial real estate. Developing, stewarding, managing, buying, and selling investment real estate gives me extra insight when advising my clients.
I hope to help you as I have many others in the past.
As a Chicago native, I decided to advance my real estate career in 1987 and relocated to the stunning San Francisco Bay Area after completing my MBA from DePaul University with a major in Real Estate Finance. Over the course of nearly 20 years, I had the privilege of working with some of the largest commercial brokerages and retail development firms in the country, including CB Commercial, Marcus & Millichap, Barnes & Noble, Gordon Biersch Brewing Company, and Panda Express.
I transitioned into residential real estate sales in Northern California in 2007, where my greatest personal satisfaction came from finding families their dream homes. My success was built on a foundation of customer service, drive, experience, and education. To this day, focusing on the customer's needs, backed by the ability to deliver, is my service guarantee!
In addition to my real estate work, I am proud to be affiliated with Home for Heroes® as a mortgage specialist and partnering with local Homes for Heroes® real estate specialists.
This partnership provides discounted real estate services and mortgage lending to firefighters, EMS, Law enforcement, military (active, reserves and veterans), healthcare professionals and teachers when they buy, sell, or refinance a home. It’s a way to give back to our community by expressing gratitude for our heroes service and sacrifice.
Beyond real estate, I am passionate about the healing power of horses and other service animals. I have witnessed the transformational impact they can have on physically and emotionally challenged children, such as speaking their first word, taking their first steps, or sitting up for the first time.
My mission is to support organizations that provide healing interaction opportunities to people with physical and emotional challenges, children who are victims of abuse, battered women, terminally ill children, at-risk youth, and wounded heroes.


