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Investor Loans

Investor/business purpose loans are very popular now because they offer terms and flexibility not available with conventional mortgages.   A business purpose loan is a loan where the proceeds for the loan are going to be used for business purpose, such as investing in a rental property, or, fix and property for resale, even buying a business.  

Types of  Mortgage Business Pupose.

There are a number of mortgages that offered to investors that are not offered on primary residences or second homes.   These include.

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  • DSCR Loans (Loans based soley on the income of the property.

  • Fix and Flip Loans (Loans based on the After Repair Value of the Property).

  • BRRRR Loans. (Buy, Rehab, Rent, Refinance, Repeat).

  • Multi-Family Loans (5+ Units).

  • Portfolio Loans.

Benefits of a Business Purpose Loan.

Business Purpose Loans have a few main benefits.

  • You don't need perfect credit.

  • You don't need to prove your income or employment.

  • You don't need experience with investment real estate.

  • You can invest as an entity i.e. LLC, S-Corp, Partnership.

  • You don't have to season/prove the source of the down payment.

  • You can borrow against the future value of the property.

DOWN PAYMENT

As little as 10%

based on loan product

TERMS

3, 5, 7, 10,15, 30, 40

years, fixed/variable/interest only

CREDIT SCORE

Varies

based on loan product

MORTGAGE INSURANCE

No

MAXIMUM LOAN AMOUNT

Up to $5,000,000

based on loan product

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