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NMLS #255007

A. Thomas Micheletti

For over thirty amazing years, I have been part of the Bay Area’s residential and investment real estate community.  Always growing, always learning, I find that each loan and each person has unique qualities and requirements that keep my career both rewarding and challenging.

My mortgage career began in 2001.  After learning the business at the largest mortgage brokerage in Northern California, I founded America’s Mortgage Source, Inc. in the Napa Valley in late 2003.  Being the owner and broker with multiple loan officers and processing staff under me, I excelled at most aspects of the mortgage business including loan origination, underwriting, doc drawing, funding, closing, delivery and secondary market functions. As the mortgage market consolidated these past few years, I decided to join C2 Financial Corp due to their excellent reputation and very competitive rates, key advantages in today’s marketplace.

To understand my priorities, let me share a few things with you.

To provide excellent service an agent must be well educated and dedicated to meeting his customer’s needs:  I have a Bachelor of Arts degree in applied math and industrial engineering from the University of California, Berkeley and I love the use of technology in my business. This includes social media; secure online document delivery and management, electronic signings, and real-time loan status updates so you always know what is going on with your loan.

Never a believer in “Banker’s Hours”, I always try to make myself available for my clients when it is convenient for them, so evening and weekend access is one of the many things that sets me apart from my competition. I also believe giving back is essential, and I give back to the communities where I originate.

I am passionate and enthusiastic about the work I do and take a holistic long-term approach to my client’s needs as opposed to only the transaction at hand. I am very grateful for the many friends I’ve made through my work.

In addition to my experience serving my client’s residential and real estate investment needs, I personally invest in and have developed residential and commercial real estate. Developing, stewarding, managing, buying, and selling investment real estate gives me extra insight when advising my clients.

I hope to help you as I have many others in the past.

Broker Associate

Office Phone: (866) 603-3806

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